Money Management Greg: If you ever get a student loan, don’t spend it on stupid things as everyone spends it on stupid things! There’ll always be those last couple of weeks before you get the next instalment of your student loan and you’ll have no money; can’t get any food, can’t get the bus, can’t go out! It’s one of those things that, you get a lot of money all in one go so just be careful how you spend it from the first day. For me it was training equipment which I use for my sporting activity outside of university; it was me being lazy a little bit, trying to get it at my house so I’d always have access to it and it was rather expensive; it wasn’t the best choice to do and then I had problems paying bills like that so it has been an issue Jolene: Write down pretty much what you spend every week and then if you feel that that’s too much you can budget yourself and I’d also, I wouldn’t use your debit card in shops because I’ve done that before you don’t realise what your spending and them you look at your statement and think ‘Oh god, you know’; you should try to spend it in cash because its real then and you know what you’re spending. Richard: It s all going out…I don’t have a budget to be honest its just spend, spend, spend, skint… in the holidays I work that does help.